Harwood Lloyd has specialized in defending insurance carriers and their insureds against fraudulent claims for more than thirty years. More than twenty-five percent of our attorneys are former prosecutors and have extensive courtroom experience. Their prosecutorial experience has been supplemented with significant training and experience concerning Bad Faith Litigation, Declaratory Judgments Actions, Ring Activity and Actions under the New Jersey Insurance Fraud Prevention Act. Our attorneys regularly try first and third party actions concerning fraudulent claims, conduct Examinations under Oath and provide Opinion Letters to assist our clients in proper claim handling.